FAQs

What is an Insurance Claim?

An insurance claim is a formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event. In many cases, third-parties file claims on behalf of the insured person, but usually, only the person(s) listed on the policy is entitled to
claim payments.

What is Accident Insurance?

Accident insurance is insurance that provides compensation for
accidental injury or death. Accident insurance covers death,
dismemberment, loss of sight, loss of income, and medical expenses caused by accidental injury.

What is a PPO?

A Preferred Provider Organization (PPO) is a health plan that offers a large network of participating providers so you have a range of doctors and hospitals to choose from.

Why is having a PPO significant?

Having a national PPO network, such as UnitedHealthcare, BCBS, First Health or Aetna, gives you access to Dr's, facilities and surgery centers across the United States and provides greater discounts when you go to a provider in the network.